20+ Easy Ways To Save Money
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I don’t know about you, but I’m always looking for ways to save money. It’s amazing how much money you can save by doing simple, easy things that won’t affect your day much at all! If you’re willing to make a few changes, and a few phone calls, you’d be surprised the difference it can make. Here are some great ideas for saving money:
Cut your cable.
Let’s be honest with ourselves, do we really need cable? When things like Netflix & Hulu exist, we can pretty much see whatever we want without the expense of cable. Call and cancel, you’ll save a ton!
Negotiate current bills.
You’d be surprised what companies are willing to offer if they think you’re going to cancel their service. Call every company you use, and tell them you’re thinking of switching. I guarantee they will offer you a discount to stay!
Take your lunch to work.
This seems simple enough, but most of us are too lazy to make the effort to save money. Make it the night before so you’re not rushed and don’t forget to grab it in the morning! Your wallet will thank you when everyone else is spending $10 on lunch.
Carpool anywhere, anytime you can. If you’re going out with friends, carpool. A co-worker lives close by? Carpool. Any time you can keep from driving your car all the time, do it! You’ll be happy you did.
Re-finance your car/house.
Speaking of cars, re-financing is always a great option when you’re looking to save some money. Of course, make sure your credit is in good shape. Credit unions, in my experience, have been great for re-financing at super good rates!
Shop at discount grocery stores.
Have you ever been to Aldi? If not, you HAVE to go! The quality is wonderful, and the prices are UN-comparable! Seriously! I can go to Aldi and feed my family for less than 100$ a week. All 3 meals included.
Get a Brita pitcher or a water filter for your sink.
am was a snob for water bottles. At any given time around my house, you would find about 15 half-drank water bottles. I decided to stop wasting so much money and plastic and invested in a PUR water filter for my sink. I did this half for my daughter’s bottles and half for myself. I found that I drink far more water this way, and I’m wasting so much less! I also use a re-usable water bottle when I’m on the go.
Invest in a smart thermostat.
A couple of years ago, my husband bought a programmable thermostat. We were able to set it to turn off when we’re out at work, and turn back on an hour before we return home. This has saved a ton on our utilities, coupled with the fact that we generally keep the house chilly to save also!
I think coupons have really gotten a bad reputation. Shows that feature “extreme couponing” have made regular families a little shy about trying it out. You’re not going to get the deals those people get. Most of the time it was fraud, or they spent 40-60 hours a week mapping their deals out. I definitely do NOT have that kind of time! But, I do have time to clip coupons from a few Sunday papers and match deals with my local drugstores. Also, you can print coupons for free here! CVS is my favorite!
I’m not shy about the fact that I love to thrift shop. Whenever people tell me they like something I’m wearing, I’m quick to tell them that I got it for a dollar. I think it’s super fun to find deals! I have found so many hidden gems at Goodwill. Lately, I have taken a real liking to Facebook yard sale. Seems like I can always get a good deal shopping right from my phone! Locally, we have a Habitat For Humanity Restore shop that I get tons of furniture at! I’m sitting in a $10 computer chair that’s the comfiest I’ve ever had!
Ride a bike.
Bikes are so fun. When I was in college, I rode a bike from home to class every day. I didn’t have to worry about putting gas in my car, changing my oil, or getting a parking ticket. Of course, you can’t ride a bike EVERYWHERE, but switching a few of your trips for a bike ride can save some precious gas money.
Cook from home.
Easier said than done, I know. We used to be HUGE on eating out. Like, every meal almost. Then, we had a baby and going out wasn’t easy anymore. I started meal-planning and cooking all of our meals from home and I was absolutely stunned at how much we saved by cooking at home. On Sundays, I make a weekly meal plan and do my grocery shopping. I can do meal prep for some things and get ready for the week. I never spend more than $100 a week this way.
Get cheaper phones.
For whatever reason, we’re all under the impression that we need the newest phone out there to be “cool”. Well, they’re really not all that different from each other. To avoid paying monthly just to have a brand new phone, shop yard sale sites for an older version. If you’re paying for multiple phones, this could save you more than $50 a month!
Shop car insurance rates.
I’m a creature of habit. I don’t like to disrupt the flow of things, so it took me a while to decide to shop around for rates. I’m so glad I did! Turns out I was paying $60 more than I needed to for the same coverage. It can’t hurt to take a look and see what you could save!
Find free entertainment.
There are SO many free things going on locally in my town. We are all just under the impression that everything costs money. Look in the paper for free events, or follow your city on social media! These are great ways to find out about free entertainment in your area.
Nix the gym membership.
Gyms are expensive, and if I’m being honest with myself, I’m paying for nothing. I barely go, and when I do show up it’s not enough to justify the monthly payment. I traded some furniture for a treadmill with one of my siblings, and now I can workout from home for free! Saved me $50 a month!
Sell your car.
I know, this one is a little out there for most people. But, if you are a two car family, it can be done! It might make things a little more hectic, but imagine that huge car payment just vanishing! What a weight off your shoulders that would be! You could even use the profit for an older, beater car and still be on the road!
Use Ebates to save money when shopping online.
Ebates is a money-saving website designed to give you CASH back for purchases from almost any store you can think of. So, if you’re already shopping online, go through them to save! Also, you can earn $10 just by signing up here!
Start a change jar.
My family has decided to make the switch from card to cash only. This helps keep us accountable for what we are spending. Each day, we come home and deposit our change in the change jar. At the end of the month we have enough money to go on a date or pay a small bill. We never miss the change when we’re saving it so it’s a win-win!
Stop buying soda.
Easier said than done, I know. But, even if you could just cut back a little, you could save a lot! Water is much healthier, too! Baby steps!
Nicotine patches are cheaper than smoking and they can save you a ton of money! Once you’re smoke-free, you will be so happy with the money you’ve saved. (Plus, the added health benefit.)
Make an effort to save on utilities.
Turn off your lights when you’re not using them. Unplug appliances and electronics that aren’t being used. Set your thermostat a little lower, and take shorter showers to save on the water bill! You’d be surprised what you can save with some simple changes.
Do you have any other money saving tips? Share with us in the comments!